Utah Foreclosure Help
Facing foreclosure in Utah? You have options. Our team helps homeowners explore every alternative before losing their home.
Utah Foreclosure Timeline & Facts
Foreclosure Type
non & judicial
Typical Timeline
142 days
Redemption Period
None
⚠️ Utah requires mediation in foreclosure cases involving owner-occupied primary residences.
Your Options in Utah
Loan Modification
Restructure your mortgage terms to make payments affordable.
Forbearance
Temporarily pause or reduce payments while you recover.
Short Sale
Sell for less than owed with lender approval to avoid foreclosure.
Deed in Lieu
Transfer the title to avoid foreclosure on your credit.
HECM / Reverse Mortgage
For homeowners 62+ — eliminate monthly payments.
HUD Counselor
Free, government-approved foreclosure counseling.
Frequently Asked Questions — Utah
How long does foreclosure take in Utah?
Utah has a non-judicial foreclosure process that typically takes 142 days. Utah requires mediation in foreclosure cases involving owner-occupied primary residences.
Can I stop foreclosure in Utah?
Yes. Utah homeowners can stop foreclosure through loan modification, forbearance, short sale, deed in lieu of foreclosure, or bankruptcy. Act immediately — options narrow as the foreclosure process advances.
Don't Wait — Get Help Today
Every day matters in foreclosure. Our specialists help Utah homeowners find the best path forward — for free.
Call (571) 339-5992