Maine Foreclosure Help

Facing foreclosure in Maine? You have options. Our team helps homeowners explore every alternative before losing their home.

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Maine Foreclosure Timeline & Facts

Foreclosure Type
judicial
Typical Timeline
240 days
Redemption Period
90 days

⚠️ Maine has a 90-day right of redemption and mandatory mediation for owner-occupied homes.

Your Options in Maine

Loan Modification
Restructure your mortgage terms to make payments affordable.
Forbearance
Temporarily pause or reduce payments while you recover.
Short Sale
Sell for less than owed with lender approval to avoid foreclosure.
Deed in Lieu
Transfer the title to avoid foreclosure on your credit.
HECM / Reverse Mortgage
For homeowners 62+ — eliminate monthly payments.
HUD Counselor
Free, government-approved foreclosure counseling.

Frequently Asked Questions — Maine

How long does foreclosure take in Maine?

Maine has a judicial foreclosure process that typically takes 240 days. Maine has a 90-day right of redemption and mandatory mediation for owner-occupied homes.

Can I stop foreclosure in Maine?

Yes. Maine homeowners can stop foreclosure through loan modification, forbearance, short sale, deed in lieu of foreclosure, or bankruptcy. Act immediately — options narrow as the foreclosure process advances.

Is there a redemption period after foreclosure in Maine?

Maine has a 90 days redemption period after the foreclosure sale, during which you may be able to reclaim your home by paying the full amount owed.

Don't Wait — Get Help Today

Every day matters in foreclosure. Our specialists help Maine homeowners find the best path forward — for free.

Call (571) 339-5992