California Foreclosure Help
Facing foreclosure in California? You have options. Our team helps homeowners explore every alternative before losing their home.
California Foreclosure Timeline & Facts
Foreclosure Type
non & judicial
Typical Timeline
120 days
Redemption Period
None
⚠️ California's Homeowner Bill of Rights provides strong protections including dual-tracking prohibition.
Your Options in California
Loan Modification
Restructure your mortgage terms to make payments affordable.
Forbearance
Temporarily pause or reduce payments while you recover.
Short Sale
Sell for less than owed with lender approval to avoid foreclosure.
Deed in Lieu
Transfer the title to avoid foreclosure on your credit.
HECM / Reverse Mortgage
For homeowners 62+ — eliminate monthly payments.
HUD Counselor
Free, government-approved foreclosure counseling.
Frequently Asked Questions — California
How long does foreclosure take in California?
California has a non-judicial foreclosure process that typically takes 120 days. California's Homeowner Bill of Rights provides strong protections including dual-tracking prohibition.
Can I stop foreclosure in California?
Yes. California homeowners can stop foreclosure through loan modification, forbearance, short sale, deed in lieu of foreclosure, or bankruptcy. Act immediately — options narrow as the foreclosure process advances.
Don't Wait — Get Help Today
Every day matters in foreclosure. Our specialists help California homeowners find the best path forward — for free.
Call (571) 339-5992